Flexible credit to power your projects.

    Lombard Lending

    Preserve your investment strategy while accessing immediate liquidity. A Lombard loan allows you to finance your professional or personal ambitions without selling your assets, optimizing your financial flexibility.

    Architecture with water reflection

    Is This Solution Right for You?

    Ideal For

    • Investors needing liquidity without selling
    • Business owners with concentrated holdings
    • Portfolio values from CHF 1M+

    Investment Range

    CHF 1M portfolio

    Typical minimum to maximize benefits

    Time Horizon

    Flexible

    Recommended investment period

    Expected Outcome

    Liquidity access while maintaining investment positions and market exposure

    Need liquidity without selling your investments?

    Mobilise the value of your portfolio to seize new opportunities while preserving the integrity of your asset allocation.

    • Rapid access to capital
    • No forced sale of assets
    • Competitive interest rates
    • Flexible repayment terms
    Nicolas Mirabaud
    "Lombard lending is the ultimate tool for agility, offering you the necessary liquidity to act without interrupting the growth of your wealth."

    Nicolas Mirabaud

    Managing Partner

    Why Choose Our Approach

    What sets our solution apart in the market

    Competitive Rates

    Attractive interest rates reflecting the quality collateral of your portfolio

    Flexible Terms

    Interest-only options with no fixed repayment schedule

    High Advance Rates

    Borrow up to 70% against diversified portfolios

    What's Included

    Every wealth management mandate includes these comprehensive services

    Portfolio Management

    Active management of your investment portfolio with regular rebalancing

    Wealth Planning

    Comprehensive financial planning tailored to your life goals

    Tax Optimization

    Strategic tax planning to maximize your wealth preservation

    Estate & Succession Planning

    Secure wealth transfer to future generations

    Retirement Planning

    Pillar optimization and pension strategy

    Dedicated Relationship Manager

    Personal advisor available for consultations

    Laurence Fogal
    Pascal Meilland
    Lead advisor

    Your Dedicated Advisory Team

    Get personalized guidance from our experienced wealth advisors who understand your unique needs.

    Ready to discuss your goals?

    By clicking the button below, you expressly declare that you have read, understood and accepted without reservation the privacy policy and the risks presented therein, in particular with regard to the transfer of personal data abroad.

    You authorize Mirabaud bank to store and process the personal data submitted above in order to provide you with the requested content.

    You accept to be contacted by a Relationship Manager to discuss your wealth management needs.

    How We Work

    At your service, a specialized team and cutting-edge digital tools

    Relationship Manager

    Your primary contact for all banking needs

    Wealth Planner

    Expert in wealth planning and advice

    Portfolio Manager

    Investment specialist managing your assets

    Investment Advisor

    Provides tailored investment recommendations

    700+ Professionals

    Our Group at your service, in Switzerland and beyond

    How We Solve This

    Our proven process ensures comprehensive solutions tailored to your situation

    1

    Portfolio Assessment

    Evaluate eligible securities and determine maximum loan amount

    2

    Loan Structuring

    Design loan terms, interest rate, and repayment schedule

    3

    Funding

    Execute loan agreement and transfer funds

    4

    Ongoing Management

    Monitor collateral value and adjust as needed

    Whether you're in high-growth mode or planning your exit strategy, our specialized solutions can help secure your personal legacy and fuel business success.